Question 1

Will checking my options affect my credit score?

Accepted Answer

No. Our pre-qualification form is a soft inquiry, which does not impact your credit score. A hard inquiry is only performed by the lender if you choose to proceed with a loan.

Question 2

What credit score do I need to qualify?

Accepted Answer

Our lending partners have various programs to accommodate a wide range of credit profiles. While a higher score often results in better terms, options may be available for different credit situations.

Question 3

How much can I borrow?

Accepted Answer

Loan amounts vary by lender and applicant eligibility, but typically range from $2,000 to $100,000 to cover the full cost of your treatment plan.

Question 4

How are the funds disbursed?

Accepted Answer

Once you are approved and accept a loan offer, the funds are sent directly to your fertility clinic or provider, simplifying the payment process for you.