Frequently Asked Questions

Find answers to common questions about our fertility financing process.

General

Will checking my financing options affect my credit score?

No. Our pre-qualification form uses a soft credit inquiry, which does not impact your credit score. A hard inquiry is only performed by a lender if and when you decide to proceed with a specific loan offer.

Financial

What credit score do I need to qualify for financing?

Our lending partners have a variety of programs designed to accommodate a wide range of credit profiles. While a higher score generally leads to more favorable terms, options are often available for different credit situations. We encourage you to apply to see what's available for you.

How much can I borrow for my fertility treatment?

Loan amounts vary depending on the lender and your individual eligibility. Typically, loan amounts can range from $2,000 to over $100,000, which can cover the full cost of your treatment plan, including medication and clinic fees.

Application Process

How are the funds disbursed once I'm approved?

Once you are approved for a loan and accept the offer, the funds are sent directly to your chosen fertility clinic or provider. This simplifies the payment process, allowing you to focus on your treatment.